Deposit Register

The following instruments and/or products are deposits eligible for deposit insurance from the Canada Deposit Insurance Corporation, subject always to maximum coverage limitations as outlined in their brochure "Protecting Your Deposits" and provided they are in Canadian funds, are payable in Canada, and have a term of no more than 5 years.

Guaranteed Investment Certificates:

(a) Short Term Certificate
(b) Long Term Certificate
(c) Cashable Guaranteed Investment Certificate
(d) Flexible Term Deposit
(e) RRSP Investment

The following is not directly available to depositors:

Outstanding Payment Items:

(a) Items in Transit
(b) Unclaimed Cheques
(c) Clearing Suspense Accounts

Demand Account:

(a) Mortgage Property Tax Accounts
(b) Daily Interest Savings Account
(c) First Rate Investment Deposit
(d) Flexible Savings Account

For further information, please contact CDIC at 1-800-461-CDIC (2342)

Peoples Trust offers a variety of guaranteed Investment Certificates (GIC'S) and Registered Retirement Savings Plans to its clients.

We have determined that the most cost-effective service to provide investors relates to the offering of fixed term instruments. The company does not provide an all-encompassing banking program and therefore does not need the expensive support systems and branch infrastructure of the retail orientated institutions. By concentrating on a specific investment area, we are able to provide and manage the products with a minimum level of staffing and cost. This leads to the ability of the organization to pay above market rates of return, without sacrificing the quality of client services.