If you are affected and need to discuss alternative methods to serve you better, please click here to contact us.
Please note that call wait times may be longer than usual. We appreciate your patience and understanding.
Veuillez cliquer ici pour communiquer avec nous si cette situation vous affecte ou si vous voulez discuter d’autres façons de mieux vous servir.
Prenez note que les temps d’attentes pourraient être plus longs que d’habitude. Nous vous remercions de votre patience et de votre compréhension.
Instructions for calculating your prepayment
Enter information about your mortgage into the calculator to get an estimate of the current prepayment charge.
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Remaining months, excluding the current monthTerm used to determine the posted rate
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6-171 year closed fixed rate
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18-292 year fixed rate
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30-413 year fixed rate
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42-534 year fixed rate
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54-595 year closed fixed rate
YOUR PREPAYMENT SUMMARY
Penalty Amount*: {{ penalty }} Penalty Amount*: {{ penaltyFR }}This calculator is for information purposes only and is intended to be used as an estimate. It is not investment advice, and we cannot guarantee its accuracy. All outcomes from the use of calculator should be considered hypothetical. If you would like us to provide the exact amount of your prepayment or require further information, please call us at 1-877-462-3788 or email [email protected].
Terms and Conditions
Fixed Interest Rate Mortgages – If you have a fixed interest rate on your mortgage and a term of 5 years or less, payment of a prepayment charge equal to the greater of the interest rate differential (IRD) or 3 months interest calculated on the outstanding loan amount;
Adjustable Interest Rate Mortgages – if you have an adjustable rate on your mortgage, payment of a prepayment charge equal to 3 months interest calculated on the outstanding loan amount.