About Peoples Payment Solutions

Peoples Payment Solutions (PPS), a subsidiary of Peoples Trust Company, specializes in providing BIN Sponsorship for merchant processing and facilitating payments.

We provide a “one stop shop” for merchants in Canada in partnership with sponsored Independent Sales Organizations (ISOs), Payment Facilitators, and Processors with connections to Visa*, Mastercard®, Discover®, and Interac®.

In addition to being able to support full EMV chip card processing, PPS provides the unique competitive advantage of enabling merchants to process transactions on foreign cards in their own currency.

Through our sponsorship program, we work with reputable, well established partners from around the world to provide choice and flexibility to merchants.  As a licensed acquirer of Visa*, Mastercard, and Discover and with connectivity to the Interac network, PPS leverages its experience with BIN sponsorships and Payment Facilitators to continue it tremendous growth in merchant transaction processing.

Enabling innovative merchant payment services while helping to ensure fair and accountable business practices is key to Peoples Payment Solutions.

The Peoples Payment Solutions Team

Howard Klein


Howard is a seasoned executive with over 17 years of payments experience in both regulated and unregulated industries. He has held C-Level positions in various global payments companies and was heavily involved with Mergers & Acquisition activity, bringing his last company from a $150 Million market cap to over $2 Billion. He has developed a deep understanding of the current regulatory landscape both domestically and abroad and leverages his experience to find innovative solutions to complex business problems. As a graduate of Concordia University with a degree in Management Information Systems and a minor in Philosophy, his deep understanding of technology allows him to work with Fintech companies to enable cutting edge new products and services.

Shirley Matthew

Vice President

Shirley joined Peoples Card Services in 2014 as Vice President Merchant Acquiring after more than 20 years in the Financial Services Industry, most recently at Visa* Canada. After graduating from Ryerson Polytechnic Institute’s Business Administration program, she held roles in Merchant Services, IT, Human Resources, Corporate Communications and Electronic Banking. In her current position at Peoples, Shirley is responsible for the day to day operation of the Merchant Acquiring Services business and contributes to the strategies and business plans for Peoples Card Services.

Gerry Serratore

Vice President, Sales & Business Development

A University of Waterloo graduate with a degree in Mathematics and Accounting, Gerry has had a career in the credit card business that has spanned over twenty years. Gerry has held several senior acquiring positions with major credit card firms such as Canada Trust, First Data and Mastercard Canada. For the past seven years, Gerry has focused on the credit card issuing business as VP Sales for Peoples Trust’s array of products which include secured and prepaid cards.

Secured Card
Learn more about our secured card services.

Click here

Issuing Card Services
Learn more about our issuing card services.

Click here